KJPTA provides educational services only and is not a law firm or financial advisor. By purchasing services, you acknowledge that KJPTA makes NO guarantees regarding outcomes, and results depend entirely on your compliance, accuracy, third-party acceptance, and circumstances beyond our control. You are solely responsible for the accuracy and completeness of all information you provide and must review all documents carefully before submission. Client success depends on following instructions precisely—non-compliance is the primary cause of service failure, and KJPTA is not responsible for failures due to non-compliance. You must respond to all communications within 72 hours, report rejections and issues immediately, and keep contact information current. KJPTA cannot control third-party decisions; lenders, agencies, and courts may reject documents for any reason, and KJPTA is not responsible for third-party actions. All sales are final, and refunds are not available for non-compliance, rejections, or lack of results. By purchasing services, you accept full responsibility for accuracy, compliance, and communication, and you waive all claims against KJPTA for outcomes resulting from non-compliance or third-party actions.
